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The credicus approach to personal protection.

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Personal protection

Many people resent insurance products, it’s the thing you buy hoping you will never have to use it. But, love it or hate it, having the right insurance products to suit your financial needs and circumstances is vital. That’s where credicus comes in. we will ensure that you have the right products, with right levels of cover to meet your financial needs, if you ever need them. 

We won’t sell you what you don’t want, will make sure you fully understand what need, and that you get the perfect product right for you, that’s the credicus promise

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Life Cover

Nobody likes to think that they will not be around to help and support their loved ones, but unfortunately none of us know what around the corner.

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Whole of Life Insurance

No one said that life insurance products were simply! Whole of life insurance is like life insurance but, unlike life insurance policies that expire after a set period, whole of life insurance policies offer lifetime protection.

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Income Protection

Put simply, this does “exactly what it says on the tin” income protection insurance is designed to provide you with regular payments if you’re unable to work due to illness or injury 

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Family Income Benefit

This is another form of life insurance, confusing, it can be, but that’s why credicus is here, to help you understand the difference between these types of policy.

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Critical Illness Cover

No one likes to think that they are going to become critically ill, but sadly it will happen to some of us.

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Private Medical Insurance

Your health is your most valuable asset, and it’s important to have access to the best medical care when you need it most. Private medical insurance can provide you with the peace of mind knowing that you have access to private healthcare services whenever you need them.

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Life Cover

Nobody likes to think that they will not be around to help and support their loved ones, but unfortunately none of us know what around the corner. 

Life insurance is an important way to provide that protection as well as the financial security in case the unexpected happens. It’s especially important when you have an outstanding mortgage on your property. 

From the many policy options available credicus will help you find the right type of life policy for you, one that delivers peace of mind for you and your family.

credicus understands that everyone’s situation is different. Some need a policy that provides a lump sum payment for beneficiaries to cover funeral costs and living expenses, some may need critical illness cover and some accidental death cover. 

Whatever your needs credicus will review your needs and match them to the most appropriate policy for you. 

Don’t leave your loved ones’ financial security to chance. Contact us today to learn more about our life insurance policies and how we can help you protect your family’s future. 

Whole of Life Insurance

No one said that life insurance products were simple! Whole of life insurance is like life insurance but, unlike life insurance policies that expire after a set period, whole of life insurance policies offer lifetime protection.

Whole of life insurance pays out a lump sum benefit to your beneficiaries upon your death, no matter when you die, this makes it different from other types of insurance.

Understanding what type of policy is right for you and that you are making the right decision can be challenging, that’s where credicus come in. 

We offer a range of policies to suit different needs and budgets. They can be tailored to meet your specific requirements, and we provide personalised service and support to ensure that you have the coverage that you need to protect your loved ones.

Policies can be used to pay for any requirements, just like life insurance, but also offer additional benefits, such as the ability to accumulate cash value over time. This can provide you with a source of savings that can be used for a range of purposes, such as supplementing your retirement income or paying for long-term care.

Contact us today to learn more about our whole of life insurance policies and how we can help you plan for the future.

Income Protection

Put simply, this does “exactly what it says on the tin” income protection insurance is designed to provide you with regular payments if you’re unable to work due to illness or injury

Be prepared for the unexpected, a sudden illness or injury can leave you unable to work and struggling to make ends meet. But with income protection insurance, you can rest assured that you’ll be financially protected if the unexpected happens.

Like all insurance policies income protection comes in different forms with different wait periods, pay out terms and benefit periods, you need to choose the level of coverage that best fits your needs.

Do I need income protection

How much do I need

How long does the policy last

What’s a deferred period

We know you’re not an insurance expert so credicus work with you to untangle the red tape and ensure you get the policy that best suits your type of employment and family needs, like bills, mortgage payments, rent, or other essential expenses.

credicus makes sure you get the level of coverage that’s right for you.

Contact one of our team now to find out how we can help you find the income protection solution you need today.

Family Income Benefit

This is another form of life insurance, confusing, it can be, but that’s why credicus is here, to help you understand the difference between these types of policy. 

Put simply, Family income benefit provides regular payments to your beneficiaries if you die during the term of the policy unlike traditional life insurance policies that provide a lump sum payment. 

Family income benefit insurance is particularly suitable for families who rely on a regular income to cover their living expenses. So credicus works with you to decide the amount of the regular payments and the length of the payment period. 

credicus will help you decide what the best insurance solution is that meets your needs ensuring that you have peace of mind knowing that your loved ones will have a regular income to cover their expenses in the event of your unexpected death.

Critical Illness Cover

No one likes to think that they are going to become critically ill, but sadly it will happen to some of us. 

If you’re diagnosed with a serious illness, then Critical Illness cover can help alleviate the financial strain for you and your family and help you cover the expenses and costs if you could not work. 

The credicus insurance specialists source policies that are designed to provide comprehensive coverage for a range of serious illnesses, including cancer, heart attack, and stroke. With a tax-free lump sum payment you can use the money however you like. 

credicus will source the right product solution that meets your budget and family requirements, providing a tailored solution with the level of coverage that’s right for you.

Don’t let a critical illness put your financial security at risk. 

Contact us today to learn more about our critical illness cover and how it can help you and your family.

Private Medical Insurance

Your health is your most valuable asset, and it’s important to have access to the best medical care when you need it most. Private medical insurance can provide you with the peace of mind knowing that you have access to private healthcare services whenever you need them.

But finding the right provider to suit you and your family’s needs can be challenging. There are many private medical providers. credicus will work with you to find the one that best meets your circumstances. 

Which provider is right for me

What cover do I need

Will they accept existing illnesses/diagnosis

What benefits come with the policy

credicus listen to you first, then provide you with the options to choose the level of coverage that’s right for you and your family. We offer a range of options to fit different needs and budgets, and our policies can be tailored to include additional benefits such as dental and optical care, mental health support, and more.

We’re committed to providing personalised service and support to ensure that you have the coverage that you need to protect your health and well-being.

Don’t let your health take a backseat. Contact us today to learn more about our private medical insurance policies and how we can help you access the best healthcare services when you need them most.

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Testimonial

Aga is a very knowledgeable and efficient broker, she helped me to obtain two BTL mortgages for two properties under my company name last summer, all went on very well. Was a great pleasure to work with Aga, she always gets back to me so quickly, I would recommend to all my friends, and will get back to Aga for my future investment for sure! ”

Ying Wang – Client who purchased two BTL properties

Key Stairs Lady

Property finance made simple.